#1
Final Walk-Through Inspection
Perform a final walk-through the day before or day of closing to ensure agreed-upon repairs are completed, and the property is vacant. This is your last opportunity to verify conditions before ownership transfers.
Closing
At closing, you'll sign settlement and loan documents, fund your down payment and closing costs, and authorize the recording of the deed. Funds may be delivered by certified check or electronic wire as specified in the settlement statement. After recording, you take ownership of the property.
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Tips For Buying The Perfect Home
Don’t Max Out Your Budget
Leave room for closing costs, taxes, and potential repairs.
Get To Know The Area
Confirm commute times, schools, and local amenities fit your needs.
Don’t Skip The Inspection
Inspections reveal issues that affect value and negotiation.
Get Pre-Approved
A lender pre-approval signals to sellers you’re a serious buyer and ready to move quickly.
Make a List of Deal Breakers
Know what you can live with and what you cannot live without and also those things that can be taken care of with a simple remodel. If you need a 4 bedroom home, don't buy one with 2 that requires a massive addition which can break your budget.
Look At The Age Of Appliances & Other Systems
Some of the most expensive features of a home are Appliances, HVAC, Hot Water Heater, Septic/Well, and Roof. You should pay attention to their age and whether they have required service. You may even be able to get the seller to add a home warranty.
Check For HOA Requirements
Most neighborhoods have HOAs that govern what you can and can't do - be sure you know what the rules are for your neighborhood, and the fees associated with having an HOA. They are usually listed as annual fees.
ONE PARTNER FOR ALL YOUR REAL ESTATE NEEDS
What Price Range Can I Afford?
Resources For Indianapolis Home Buyers
The journey to homeownership starts by understanding how much you can afford. One major thing to consider is your down payment, if any. Many consumers believe it's impossible to buy a home without at least 20 percent down. But thanks to various government-sponsored programs, many people can now buy a house with as little as 3.5 percent toward a down payment. Veterans of the U.S. military have zero-down programs available.
Finding a knowledgable Mortgage Loan Officer is key to recieving the most up-to-date information on available lending options. Feel free to check out or vetted list of preffered lenders below - or, if you just want to run some quick rough numbers, check out our free mortgage calculator.
Areas We Serve
- Indianapolis
- Carmel
- Westfield
- Greenwood
- Franklin
- Whiteland
- Fishers
- Zionsville
- Noblesville
- Greenfield
- Plainfield
- Franklin Township
- Avon
- Fortville
- Beech Grove
- Brownsburg
- Pike Township